Retirement Calculator
Find out if you're on track — and what it takes to get there.
If you were born in 1960 or later, 67 is the age for full Social Security benefits.
Include all investment accounts: 401(k)s, IRAs, mutual funds, etc.
We recommend investing 15% of your paycheck.
Historically, the 30-year return of the S&P 500 has been roughly 10-12%.
In today's dollars. A common target is 80% of your current income.
Estimated Retirement Savings
In 32 years, your investment could be worth:
Want to make a plan to meet your retirement goals?
Work With JasonWhat if I...
Small changes compound into massive differences. See what adjusting your habits could do.
Saved an extra $100/month.
Adds $100 a month in contributions, but creates
in additional growth
Gave up daily coffee purchases.
Adds ~$128 a month in contributions, but creates
in additional growth
Cut weekly restaurant visits.
Adds ~$200 a month in contributions, but creates
in additional growth
How the 4% Rule Works
The 4% rule is a widely-used retirement guideline: if you withdraw 4% of your portfolio in your first year of retirement and adjust for inflation each year after, your money should last 30+ years. To find your retirement number: multiply your desired monthly income by 12, then divide by 0.04.